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Get a Loan

Payday loans are a popular form of short-term borrowing in which you take out a loan against your next paycheck. The application process for a payday loan is relatively straightforward. Generally, you will need to provide ius some personal information, such as your contact information, employment details, and bank information, as well as proof of income and expenses. Once the application is approved, we will typically transfer the funds to your bank account within one hour via e-Transfer.

New Customers

Applying for a loan online is convenient and an efficient way to secure the credit you need. Online applications are typically processed quickly, and the process can be completed entirely from the comfort of your own home.

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Existing Customers

For repeat customers, applying for a loan online is a quick and convenient way to access extra financing. The application process requires you to provide their basic contact information. No new documents are required to get approved.

Address

499 Preston Street
Ottawa ON, K1S 4N7

Email

info@mypaydaywallet.ca

Phone

(888) 620-0014

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© 2023 by Prisma Capital Inc. All rights reserved.

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Ontario Residents: The cost of borrowing at My Payday Wallet in Ontario is $15 per each hundred advanced. On a $500 payday loan for 14 days, the cost of borrowing is $75 with a total payback amount of $575 and an APR of 391.07%. The maximum allowable cost of borrowing under payday loan agreements in Ontario is $15 per each $100 advanced. All loan amounts are subject to net pay and other qualification requirements. Rates are subject to change at any time without notice. For a $1500 payday loan for 14 days, the cost of borrowing is $15.00 for each $100.00 advanced with a total payback amount of $1725.00. My Payday Wallet encourages responsible borrowing. An Ontario Payday Loan of 14-days incurs an APR of 391.07%. Payments made after the loan maturity date may result in additional fees and interest at 35% per annum. If your account becomes severely delinquent, it may be turned over to our internal Legal Department or external 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and may not be extended, refinanced or rolled over.

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